Terms of Service

These Terms of Service ("Terms") govern your use of the Nextwave Insurance Agency website and any related services. By accessing or using this website, you agree to these Terms.

No Insurance Contract

Information on this website is for general informational purposes only. Submitting a quote request does not create an insurance policy or bind coverage. Coverage is effective only after a carrier accepts the risk and you accept a written policy.

Eligibility

You must be at least 18 years old and legally able to enter into a contract to use this website or request a quote.

Accuracy of Information

You agree to provide accurate, current, and complete information when requesting a quote. Misrepresentation may result in denial of coverage, cancellation, or claim denial by the insurance carrier.

No Legal or Financial Advice

Content on this site regarding SR-22, FR-44, license reinstatement, and Florida insurance requirements is general information and not legal, financial, or regulatory advice. For legal questions, consult a licensed Florida attorney. For questions specific to your driving record, contact the Florida DHSMV.

Third-Party Content and Links

Our website may include links to third-party sites or reference third-party services. We do not endorse and are not responsible for third-party content.

Intellectual Property

All content on this site — text, graphics, logos, and images — is owned by or licensed to Nextwave Insurance Agency and is protected by copyright and trademark laws. You may not copy, reproduce, or distribute content without written permission.

Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, Nextwave Insurance Agency and its owners, employees, and affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of this website.

Indemnification

You agree to indemnify and hold harmless Nextwave Insurance Agency from any claims arising from your misuse of this website or violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any dispute will be resolved in the state or federal courts located in Florida.

Changes

We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the updated Terms.

Contact

Nextwave Insurance Agency
Phone: 941-842-0200